Credit Limit Determinants: Analyzing the Impact of Income and Demographics on Credit Limits

  • Analyzed the relationship between income levels and credit limits using a dataset of 10,000+ bank customers, applying statistical modeling and multivariate regression to uncover key financial insights.

  • Developed predictive models to quantify the impact of demographic variables (age, education, gender, marital status) on credit limits, revealing significant disparities and financial behavior patterns.

  • Conducted exploratory data analysis (EDA) and hypothesis testing, identifying a statistically significant correlation between income and credit limits while addressing confounding variables through controlled regression experiments.